Factors That Might Cause Your Insurance To Go Up
Jonathan Perazzo, a Miami car accident lawyer, highlights key factors that influence car insurance premiums:
Basic Factors:
- Claims history
- Driving record
- Additional drivers
- Age group
- Credit scores
Uncontrollable Factors:
- Inflation: Rising auto repair costs due to supply chain issues and labor shortages are causing insurance premiums to increase.
- Discount Changes: Insurers may adjust available discounts (e.g., paperless billing). Reviewing your policy can help ensure you maximize these savings.
- Local Statistics: Crime rates, distracted driving, uninsured motorists, insurance fraud, and natural disasters in your area can raise insurance costs.
- Vehicle Type: More expensive cars or those prone to theft, like a McLaren, will have higher premiums compared to a cheaper car like a Fiat.
- Vehicle Mileage: Driving less can lead to lower premiums if communicated to your insurer.
- Driving History: Accidents, speeding tickets, or reckless behavior can increase premiums. Safe driving and avoiding violations help maintain lower rates over time.
Striving to be the best car accident lawyer in Miami, Jonathan Perazzo, personal injury attorney in Miami and founder of the Perazzo Law Firm, understands that the moments after a car accident that leads to injury, can be daunting for car accident victims. That is why, it is fundamentally important to contact a trusted and dedicated Miami car accident lawyer following an accident.
Contact us ONLINE or CALL 888-PERAZZO now
FREE CONSULTATION
GOOGLE REVIEWS FOR THE PERAZZO LAW FIRM
Leave a Reply